| 曹建如.欧盟支持创新型中小企业的金融机制——以欧洲投资基金为例[J].全球科技经济瞭望,2013,28(1):34~39 |
| 欧盟支持创新型中小企业的金融机制——以欧洲投资基金为例 |
| EU’s Financial Mechanism in Supporting Innovative SMEs:A Case Study on European Investment Fund |
| 投稿时间：2013-01-06 修订日期：2013-01-06 |
| DOI：10.3772/j.issn.1009-8623.2013.01.006 |
| 中文关键词: 欧盟；中小企业；融资；欧洲投资基金 |
| 英文关键词: European Union；small and medium-sized enterprises；financing；European Investment Fund |
| 基金项目: |
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| 摘要点击次数: 2792 |
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| 中文摘要: |
| 中小企业是创新的重要力量。但由于规模小、风险高、融资需求分散且量小，中小企业很难从正
规金融机构取得贷款。中小企业融资难的问题成为制约企业发展的主要瓶颈。欧洲投资基金作为欧盟
所属金属政策性金融机构，其宗旨是向中小企业提供金融支持和服务，在欧洲中小企业融资上发挥了重
要作用。对欧洲投资基金支持中小企业的金融机制、风险管理模式等进行了研究和分析。欧盟建立风
险共担机制，提高资金效率；以企业运作机制为中心，降低信贷风险；发挥政府主导作用，支持中心企
业融资等解决中小企业融资难的举措，值得我国借鉴。 |
| 英文摘要: |
| Small and medium-sized enterprises (SMEs) are an important driving force for innovation. SMEs,
due to small-scale, high-risk, small amount and dispersed financing needs, have more difficulties to obtain loans
from formal financial institutions. Financing of SMEs has become a bottleneck restricting the development of
SMEs. The European Investment Fund is a policy-based financial institution in European Union, and its main task
is to provide financial support and services to small and medium-sized enterprises. It is a major player for SME
financing in European. This paper analyses the financial mechanism and risk management of European Investment
Fund to support SMEs, and proposes some recommendations for Chinese SMEs to solve their financing problem. |
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